different between creditors vs lenders

creditors

creditors From the web:

• what creditors use equifax
• what creditors use experian
• what creditors use transunion
• what creditors use vantagescore
• what creditors use synchrony bank
• what creditors do i owe money to
• what creditors pull experian
• what creditors look for in financial statements

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lenders

lenders From the web:

• what lenders use equifax only
• what lenders use experian
• what lenders use transunion
• what lenders use vantagescore
• what lenders use fico score 8
• what lenders are accepting ppp applications
• what lenders use fico 9
• what lenders finance manufactured homes