John Templeton quotes:

If you are curious as to what your future may hold, you can look into a mirror. What is reflecting back? Does a sparkle in your eyes indicate excitement about new adventures and opportunities? Does a smile on your lips portray an inner happiness and abundant goodwill towards others?

I focus on spiritual wealth now, and I'm busier, more enthusiastic, and more joyful than I have ever been.

An attitude of gratitude creates blessings. Help yourself by helping others. You have the most powerful weapons on earth - love and prayer.

A doctor today would never prescribe the treatments my grandfather used in the Confederate Army, but a minister says pretty much the same thing today that a minister would have said back then.

I believe all religions are becoming obsolete, clinging to ancient concepts.

Before this century is over, the Dow Jones Industrial Average will probably be over one million versus around 10,000 now. So for the long-term, the outlook is tremendously bullish if you buy stocks blindly to keep for a century.

Focus on value because most investors focus on outlooks and trends,

Work at being a humble person.

It is nice to be important, but it's more important to be nice.

Bull-markets are born on pessimism, grow on skepticism, mature on optimism and die on euphoria.

How wonderful it would be if we could help our children and grandchildren to learn thanksgiving at an early age. Thanksgiving opens the doors. It changes a child's personality. A child is resentful, negative, or thankful. Thankful children want to give, they radiate happiness, they draw people.

If you are not egotistical, you will welcome the opportunity to learn more.

Help yourself by helping others.

It's self-centered to think that human beings, as limited as we are, can describe divinity.

The idea that an individual can find God is terribly self-centered. It is like a wave thinking it can find the sea.

Be aware of the words that go into your mind, both conscious and unconscious, because words and ideas can be great tools for your mind to use in coming to appropriate decisions. Remember that a statement spoken in spiritual consciousness can contain great spiritual power. Speaking powerful words of love changes things and outer circumstances as well as consciousness itself.

Life is made up not necessarily of great sacrifices or high-level duties but of little things. The smiles, the kindnesses, the commitments and obligations and responsibilities that are given habitually and lovingly are the blessings that win and preserve the heart and bring comfort to one's self as we as to others. This is the ministry of service performed by every useful life.

Anybody who had come up with a new concept would have been under suspicion for being out of step with the tradition or out of step with the teachings of the church.

The correct description is that we try every day to become more humble when we talk about divinity, we try to realize how little we know and how open minded we should be.

An attitude of gratitude creates blessings.

To get joy, we must give it and to keep joy, we must scatter it.

Wherever we are and whatever we are doing, it is possible to learn something that can enrich our lives and the lives of others... No one's education is ever complete.

Happiness comes from spiritual wealth, not material wealth... Happiness comes from giving, not getting. If we try hard to bring happiness to others, we cannot stop it from coming to us also. To get joy, we must give it, and to keep joy, we must scatter it. .

Three of my children are medical doctors; they know at least a hundred times as much about your body as my grandfather knew, but they don't know much more about soul than he did.

If we become increasingly humble about how little we know, we may be more eager to search.

I have observed 100,000 families over my years of investment counseling. I always saw greater prosperity and happiness among those families who tithed than among those who didn't.

What happens when we begin to praise our own abilities? And this is not focusing on an inflated ego, but on appreciation and praise. What happens when we begin sincerely to give thanks for our wonderful minds and our strong and healthy bodies? It's not at all difficult to believe that our own senses of confidence and self-worth are actually activated and strengthened.

The best investment with the least risk and the greatest dividend is giving.

Suppose you went to your priest and asked for help; he would refer you to the Bible. But if you went the next day to your medical doctor and he referred you to the book of Hippocrates, which was written at about the same time as the Bible, you would think that was old-fashioned.

Tell your readers to use it or lose it. If you don't use your muscles, they get weak. If you don't use your mind it begins to fail.

Share prices fluctuate more than share values.

It is impossible to produce superior performance unless you do something very different.

Each of us has a purpose for living beyond our own survival and pleasure. Every individual is like a thread in a beautiful tapestry with a vital contribution to make, not only to the sustenance of life as we know it, but in the creation and development of more beneficial expressions of life.

Those who spend too much will eventually be owned by those who are thrifty.

Living life with a smile is like throwing yeast into a bowl of flour, adding warm water and waiting for the flour to rise. It multiplies may times over.

Everyone has special talents, and it is our duty to find ours and use them well.

Sell a stock only when you have found a new stock that is a 50% better bargain than the one that you hold.

You are present in your life on earth at this moment for the purposes of living, loving, learning, and growing. Be assured that life can reliably provide a wide variety of adventures, experiences, and situations that may require you to draw from the depths of your being. Your level of self-awareness and manner of expression can determine the quality of living you experience. Why? Because you get back what you give out.

Bull markets are born on pessimism, grown on skepticism, mature on optimism and die on euphoria. The time of maximum pessimism is the best time to buy, and the time of maximum optimism is the best time to sell.

If you buy all the stocks selling at or below two times earnings, you will lose money on half of them because instead of making profits they will actually lose money, but you will only lose a dollar or so a share at most. Then others will be mediocre performers. But the remaining big winners will go up and produce fabulous results and also ensure a good overall result.

To buy when others are despondently selling and sell when others are greedily buying requires the greatest fortitude and pays the greatest reward.

If you want to have a better performance than the crowd, you must do things differently from the crowd.

What are we going to get out of life? This can understandably be a question of fundamental importance to us. We begin with certain basic needs and desires. It is important to have a comfortable home, plenty of food, a meaningful and well-paying job, comfort, companionship, and joy. However, many of us have not fully realized a simple, basic principle: for our receiving to take place, we must first give. Giving and receiving are two aspects of the same law of life.

Invest at the point of maximum pessimism.

The main focus in my life now is to open people's minds so no one will be so conceited that they think they have the total truth. They should be eager to learn, to listen, to research and not to confine, to hurt, to kill, those who disagree with them.

Most people think of love as some sort of power outside of themselves that will "take them away from all of this." Sadly, this is not the case. Love exists only within our own hearts, and to have happy relationships we must first become truly loving people. And as we fill our hearts with love by expressing love for others in thought, word, and deed ("acting as if" until we make it happen if necessary), that love can heal our own lives, help to solve our problems, and enable us to feel good about ourselves.

I grew up Presbyterian. Presbyterians thought the Methodists were wrong. Catholics thought all Protestants were wrong. The Jews thought the Christians were wrong. So, what I'm financing is humility. I want people to realize that you shouldn't think you know it all.

We may find the Divine to be 3,000 times what we think it is now. It's like asking the tulip there to explain you. The tulip is a beautiful creation, with millions of atoms cooperating with each other to produce great beauty, but ask that tulip to talk about you, and it can't do it. It doesn't have those perceptive abilities. Wouldn't it be conceited to suggest that I had the abilities to describe the deity?

The question is not 'is there a God?', but 'is there anything else except God?'

Would it not be strange if a universe without purpose accidentally created humans who are so obsessed with purpose?

Let's worship Divinity, but understand the divinity we worship is beyond our comprehension.

...Making people get over the concept that they've got the total proof. To get them to feel, 'Gee, I want to learn more. I want to hear anybody who can tell me something in addition to ways I already know about God or my spiritual principles.

I have no quarrel with what I learned in the Presbyterian church - I am still an enthusiastic Christian. But why shouldn't I try to learn more? Why shouldn't I go to Hindu services? Why shouldn't I go to Muslim services? If you are not egotistical, you will welcome the opportunity to learn more.

How about no income tax at all on people over 65? People would continue working, remain healthier, not be an economic and social drain on society. Then the elderly would also have more disposable income to help charitable activities.

Never forget: the secret of creating riches for oneself is to create them for others.

The person who is willing to say yes to experience is the person who discovers new frontiers.

If you reflect on your life, you may recall times when you couldn't see the value of some person and were tempted to brush him or her off. It takes hindsight to recognize that the very situation you may have seen as an irritating bother turned out to be a blessing in disguise. Wouldn't life be a much more enjoyable and meaningful experience if we decided to look at the difficult people and irritating situations as blessings in disguise? If we look deeply enough, we might see how these experiences as situations that motivate us to grow and change for the better.

Success is a process of continually seeking answers to new questions.

Faith does not imply a closed, but an open mind. Quite the opposite of blindness, faith appreciates the vast spiritual realities that materialists overlook by getting trapped in the purely physical.

A flower is a miracle, but it does not have the sight or speech to describe us. And our own ability is no greater than that flower when we try to describe God. His infinity covers not only one planet, but the entire solar system and 100 billion suns. That doesn't mean he is limited in his ability to be part of you.

The objective of our religious foundations is to teach people that they are hurting themselves when they say they believe something. What we should realize is we know almost nothing about God and therefore we should be eager to search and to learn.

If you're not grateful, you're not rich - no matter how much you have.

Counting our blessings can transform melancholy into cheerful mass; laughter and joy are expressions of praise and thanksgiving for life's glories. When looking at the glass that symbolizes our life, we can view it as half full or half empty. The choice is ours... The more joyful we are, the more attractive we become. When we feel gratitude for our experiences, it becomes easier to see the good that always exists. When we give a smile to someone else, we are likely to receive one in return, and that smile reflects a happy heart that is open and receptive to what the good life has in store.

Basic reality seems to be that the more you try to be like God by radiating unlimited love, the more you become flooded by waves of love from others and from God.

Happiness pursued eludes, happiness given returns.

The air we breathe is necessary to keep us alive, but we must continually breathe it out so we can breathe fresh air back into our lungs. God gives us his love, which we can keep in action by breathing it out to others, thus making room in our hearts for a fresh supply of love.

It has been said that "to enthuse" means "to fill with spirit," and that spirit of enthusiasm is awaiting release or manifestation. Enthusiasm can be harnessed and activated. It can be transferred from one person to another. The energy of enthusiasm is similar to a radio signal that carries around the world. It can be transmitted and received; and when enthusiasm is shared by a group of people, it can be potentiated to a higher degree of power.

Is your life beautiful? Do you live in surroundings that you have made beautiful through your own unique, creative ideas? To expect and lovingly require beauty to be apparent in all areas of your life is to be deeply loving to yourself, your soul, your world, and shows reverence to God and all of life. There is always something beautiful to be found, right where you are, if you will look for it. Concentrate your thoughts on the good, the beautiful, and the true things in life.

From the standpoint of our spiritual development, it might be important for us to realize that we came from an unknown somewhere; we brought with us an attained state of consciousness; and while we are here, we are expanding that consciousness. From some perspectives, it may seem that we are making giant strides, but from the greater overview, our quantity of spiritual knowledge is smaller than Ptolemy's knowledge of astronomy!

I never ask if the market is going to go up or down because I don't know, and besides it doesn't matter. I search nation after nation for stocks, asking: 'Where is the one that is lowest-priced in relation to what I believe it's worth?' Forty years of experience have taught me you can make money without ever knowing which way the market is going.

We have a choice. We can live in the past and be miserable and unhappy, or we can pick ourselves up and move ahead in life. When we choose to focus forward, we can find the energy and ability to remove any obstacles that may appear to be hindering our smooth progression. If you take stock of yourself and find you may be spending time frequently reliving unhappy experiences of the past, make the decision to rid yourself of the ties that bind you to a former way of life.

Your mission in life is to have a "why" to live for, to use your best qualities in the service of the kind of world in which you would like to live. That is your purpose. This is what life expects of you. And when you live according to your purpose, setting goals that support it, you may find the pieces of your life drawn together into a strong internal whole. Then, no matter how difficult life's experiences may prove to be, you can be able to endure and even prevail.

There will always be bull markets followed by bear markets followed by bull markets

Kindness comes back like a boomerang to those who are kind. Perhaps, its return takes years. Perhaps, the kindness returns from a different direction than that which we sent out kindness. But it will return. It is never lost.

There is a distinction between failing and being a failure. Few things are learned in life without failing at least once. Did you learn to roller skate without falling a few times? Did you learn to ride a bike without losing your balance? Chances are you didn't. You may have wanted to do those things so intensely that you quickly put unsuccessful attempts behind you and kept trying. Soon you acquired the skill to do the thing you wanted. Even though in the process of learning you may have failed many times, you were not a failure. "Failing" simply became an open door to try again.

While there are many problems, if one focuses on the bigger picture there are numerous reasons to be thankful for living in a time of remarkable progress and wonderful possibilities for the future.

The correct description is that we try every day to become more humble when we talk about divinity, we try to realize how little we know and how open minded we should be. It's self centered to think that human beings, as limited as we are, can describe divinity.

Diversify your investments.

The commitment of giving your best at all times, in all circumstances and under all conditions, can enable you to find value in, and lend value to, every experience.

The person who really wants to do something finds a way; the other finds an excuse.

Many of us understand giving, but some of us may still be confused about the meaning of forgiveness. Some people may go through life in a groveling mode, mistakenly believing they have to receive forgiveness from others. Forgiveness offers more than a reprieve granted to us by another person. True forgiveness is a process of giving up the false for the true and allows us to rid our thinking of rigid ideas. We can develop the flexibility to change our mind and our behavior patterns to higher and greater expressions and find new avenues to freedom.

For all long-term investors, there is only one objective-maximum total real return after taxes.

You must be a fundamentalist to be really successful in the market.

Thanksgiving being thankful or grateful results in more to be thankful for.

Not yet have I found any better method to prosper during the future financial chaos, which is likely to last many years, than to keep your net worth in shares of those corporations that have proven to have the widest profit margins and the most rapidly increasing profits. Earning power is likely to continue to be valuable, especially if diversified among many nations.

A grower of chrysanthemums awaited a visit from the emperor, who was coming to enjoy his blossoms, of which there were hundreds in bloom. The grower selected one magnificent specimen, then cut down all the others, leaving this one perfect flower. The emperor arrived and sat for several hours quietly gazing at this beautiful flower, letting its beauty have its way with him. Can you imagine being so caught up in appreciation of one flower that everything else fades into the background?

The opposite of humility is arrogance--the belief that we are wiser or better than others. Arrogance promotes separation rather than community. It looms like a brick wall between us and those from whom we could learn.

Self-improvement comes mainly from trying to help others.

Usually God favours the people who try to do good. So, when you find that the crowd is desperately trying to sell, help them and buy. When you find that the crowd is overenthusiastically trying to buy, help them and sell. It usually works out.

The question is not is there a God, but is there anything else except God? God is everyone and each of us is a little bit.

Taking responsibility nurtures self-confidence, and self-confidence can help you to be a more interesting and attractive person. And best of all, the more you believe in yourself, the more power you possess to attract your good. . . . Those who speak constantly of their right to freedom must understand that an irresponsible act does not bring greater freedom but only greater bondage to the action. One law of life says, "If we are to enjoy freedom, we must accept responsibility." A great awareness is expressed in this statement.

Often a successful problem-solver is one who creates a new context in which to view the problem. This can often be done by directing one's attention away from the distracting details of the difficulty. From a detached perspective, we may examine the situation in a new or different light and, after exploring information and options, choose an appropriate course of action.

We hope that there will be nothing that conflicts with anybody's religion or faith. We would never say a person's religion is not effective. We say, 'Would you be interested in something more effective?' We always put things in an optimistic, progressive perspective. Do you want to make your prayers more effective? Not that they are not effective, but do you want to help them become more effective?'

The time of maximum pessimism is the best time to buy.

I thought, I'm only going to be on this planet once, and only for a short time. What can I do with my life that will lead to permanent benefits?

For those properly prepared, the bear market is not only a calamity but an opportunity.

Let no day go by without counting your blessing.

Humility about how little I know has encouraged me to listen more carefully and more wisely.

If a business is not ethical, it will fail, perhaps not right away but eventually.

I served for 42 years on the board of trustees of the largest Presbyterian seminary, Princeton Theological Seminary, and we had brilliant people - teachers and students both-but they did not come up with many new concepts. They weren't invited to come up with new concepts. Anybody who had come up with a new concept would have been under suspicion for being out of step with the tradition or out of step with the teachings of the church.

The government of India regulates nearly everything, so there's very little progress; whereas in Hong Kong the government keeps its hands off... and the standard of living has multiplied.

It is only by understanding the emotion of others that an investor has a chance to produce superior results.

I'm really convinced that our descendants a century or two from now will look back at us with the same pity that we have toward the people in the field of science two centuries ago.

Outperforming the majority of investors requires doing what they are not doing. Buying when others have despaired, and selling when they are full of hope, takes fortitude.

As we begin to praise ourselves and our world, we begin to blossom in ways that are beautiful to behold.

We often see people every day searching in the wrong places for the things they desire. Too many of our fellow humans try to find peace and happiness in drugs, alcohol, and sensual excitement. And it doesn't work. If we desire peace, the first place to look is within ourselves. Peace isn't an external condition as much as an internal context.

A successful life depends less on how long you live than on how much you can pack into the time you have.

Do your homework or hire wise experts to help you. Never jump into a business you have no idea about.

Hate, like prayer, changes the person involved in the activity, not the person the activity is aimed at.

Be very careful. Giving because we think we will get something back will not work. You must be 100 percent willing to give and never experience any return, or it will not work.

Many media commercials encourage us to believe that if we buy a certain product, we can be physically appealing, or popular, or successful. According to the commercial message, it may be easy to make friends and influence people if we simply do what we're told to do. It would be wonderful if that were true, but unfortunately life does not seem to work that way. What is inside of us can be much more important and influential than what is outside.

By facing our challenges and overcoming them, we grow stronger, wiser, and more compassionate.

True peace is a quality you carry within yourself, regardless of external circumstances.

Surprising and interesting things happen to those who keep their eyes and their minds open and alert!

High ethics and religious principles form the basis for success and happiness in every area of life.

As we learn to share and give and care, love increases. A person who knows how to love does not seem to feel lonely or alone. In this sense, the power of love can become a true weapon against harm.

The more love we give away, the more we have left. The laws of love differ from the laws of arithmetic. Love hoarded dwindles, but love given grows. If we give all our love, we will have more left than they who save some. Giving love, not receiving, is important; but when we give with no thought of receiving, we automatically, and inescapably receive abundantly. Heaven is a by-product of love. When we say, "I love you," we mean that "a little of God's love flows from me to you." Thereby, we do not have less, but more. For in flowing, the quantity is magnified.

If governments encourage people to become more spiritual there will be a reduction in healthcare costs.

The only way to experience love is to give it.

If we have not developed a reservoir of spiritual wealth, no amount of money is likely to make us happy. Spiritual wealth provides faith. It gives us love. It brings and expands wisdom. Spiritual wealth leads to happiness because it guides us into useful or loving relationships.