Nick Murray quotes:

All financial success comes from acting on a plan. A lot of financial failure comes from reacting to the market

Declines are temporary, gains are permanent.

Investment performance doesn't determine real-life returns; investor behavior does.

Long-term investment success is almost totally a function of how one emotionally handles declines in the equity market, as opposed to how one's portfolio handles them.

Once you decide that mediocrity is unthinkable, your only choices are excellence and quitting.

Stocks are a safe bet, but only if you stay invested long enough to ride out the . that squares with the facts, and with the historical record

Surprise is the mother of panic.

Timing the market is a fools game, whereas time in the market is your greatest natural advantage.

You have to pick what you're going to be worried about. Markets are volatile, but retirement is certain.

If you think the market's 'too high' wait 'til you see it 20 years from now.

In the long run, not doing what's necessary to do the thing you're afraid will hurt you, hurts infinitely worse than doing it.

Wealth is not determined by investment performance, but by investor behavior.